Global Money Conditions

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.

How global money systems stagnate future human social development
A waste of human brain allocation.

Money Issues and Conditions:

Take several days to track all your thoughts and the concerns of others around you. You will find that on the surface, most worries and concerns for self and other humans in modern societies can be traced to the deficiency, desire, need or management of money. In contrast, you will find that below the subtle surface, practically all worthy concerns can be traced to the deficiency, desire, need or management of evolution for self and the human race. Those surface money concerns result from our socialized inability to devote time for personal evolution, as both personal priorities and time have been subordinated to the need and obligation to earn income.

There is a civilization-implemented priority placed on those without sufficient money to compete with other global citizens for financial security. Because this money has become so essential, the people must preempt their true desired and intended global contributions to attempt achievement of lifetime financial security for self and loved ones. The reader must not underestimate the full implications of the previous statement. Each global citizen has unique potential contributions and aspirations for the global community. Yet, most global citizens are grossly misdirected to lifetime attempts and worries to generate and preserve financial security for self and family.

If any person or organization wishes to contest this theory, first remember these references to money heard daily:

If I had More Money:

If I had more money, I could quit my job, buy a bigger home and nicer cars, place my children in better schools, secure myself for retirement, feel more successful, receive more respect and more public recognition, take more vacations and worry less.

If I had more money, my family could have better health insurance.

If I had more money, I would be more socially agreeable day-to-day as it is very difficult to show my best inner being when I’m under so much constant financial pressure.

If I had more money, I would have more time to follow my dreams and potential world contributions in art, music, publishing and other expressions.

If I had more money, I could take routine retreats to far away lands such as the Buddhist temples in Tibet or the tropical rain forests in South America.

If I had more money, I would donate all I could to the very poor in Africa.

If I had more money, perhaps I would have more marital candidates who would be interested enough in me to learn of my wonderful inner qualities I have to offer.

If I had more money, I could finally leave my physically and emotionally violent mate and rebuild a new life for me and my children.

If I had more money, I would have time to volunteer within my community, my country and globally.

If I had more money, I could focus more on the ideas I receive daily to advance the human race.

If I had more money, I could give much more to the homeless and less fortunate people I see on the streets daily.

If my government had more money, they could provide wholesome foods for all citizens, eliminate homelessness, balance budgets, purchase an abundance of required energy sources and hire the greatest workers.

If my community residents had more money, there would be less motivation to commit crimes.

Clearly you understand that this list of money possibilities can continue without end. What is common among all of the above wishes for more money is that they are happening now and represent cries of the global majority to break free from a mental, civilization-created prison.

Social Stagnation and Decline:

One of the most detrimental impacts of money systems on the human race is the degradation of families and significant relationships. Aside from rural families and simple communities with abundant farmland and neighbors working together to provide basic food needs, urban living comes at a far too expensive social price for many people. In the current era, most people will acknowledge that the choice and selection process for relationships and marriage is strongly influenced by perceptions regarding the abilities of the couple to maintain sufficient stable cash inflows. This hopeful financial criterion for choosing whether to enter a relation and for mate selection often acts as the same financial failure instrument that ends the relationship. Couples find themselves unable to maintain a happy relationship because of the inability of at least one of them to satisfy the financial expectations that encouraged them to initially merge. Essentially, there is a sustained financial decision and selection criterion passed to successive generations that encourages people to commit to relations and to build families such that without the need for money, vastly different and wiser choices probably would be made. Without financial considerations, relationship choice, criteria and timing could be based primarily on more sustainable and merit worthy foundations such as maturity, proven devotion to family, common interests, mutual trust and admiration for ones community and ones desire to actively participate within it.

Insufficient Access to Resources:

Technically, money is not the problem directly but insufficient access to essential resources by all members of our race. Sufficient money within the current social paradigm allows one to acquire sufficient resources and to preserve a sense that resources will be available in the future. As long as at least one global citizen lose due to the global money system, the system is broken and in need of repair or replacement. Since the insufficient resource problem probably existed before the introduction of money systems, then we simply have the same problem of distribution. This appears to be at the crux of the issue – how do we both provide for every individual globally and simultaneously advance the entire human race in a peaceful environment? Will money systems warrant a place in our future advancement?

Our currency system serves the purpose of providing a means to exchange goods, services and value. With this system, money has always transacted among individuals, companies, governments and other entities. The downfall of this system in the current era and in the future is that the fierce competition to transfer money from others to self is now severely limiting global progress when we are in most need of and capable of progressive cooperative philosophies and activities consistent with globally adopted highest ideals.

Sample Money Fixation Indicator:

One significant indicator that humanity has already exceeded its dependency on money systems and continues to avoid pure cooperation is that human birth and death come at a financial price in modern societies. In most cases, the individual has no control over either event. Yet, among many nations, both events can cost the equivalent to perhaps thousands of dollars to participate.

One could argue that to avoid such financial impacts, simply choose a relatively self-contained country lifestyle. Surely some people have done so for exactly that reason. However, many continue searching for vast opportunities to reach their potential, and larger cities usually provide more opportunities in this regard.

Subhuman Compromises:

When humans fail to nurture every global citizen by allowing death from famine, human leadership ultimately deemed that self supersedes the survival and prosperity responsibilities for another human. Ironically, supporting that same individual could have returned global contributions worthy of nobel prize nominations. Global leadership continues to demonstrate no faith in the one to benefit the global many.

When any one person cannot afford to pay for needed medical procedures, there is competition to determine which side will yield to transfer their money or services to the other. It is often the case that the patient will lose this competition as the medical facility has the power to gather needed personnel, equipment and facilities to serve the patient. This is not to judge the medical facility as they truly wish to serve the patient. However, they have plenty of other patients who have ample insurance or funds to pay for their procedures. It makes sense, from a highest ideal system based on money, that those able to pay are given priority. It is noteworthy that medical facilities are required to provide emergency medical care regardless of ones ability to pay. Following our highest ideals would involve ensuring that each person would receive the highest medical care available at all times without cost.

A person who must choose between paying the rent and paying for food is competing with the landlord who wants the rent on time, with the grocer who want their foods purchased and with self who wants both a good place to live and good food to eat.

Parents who must choose to work extra hours or extra jobs to pay for family expenses are competing with employers who want the needed skills and time at the least salary, with their children who need the benefits of the extra money yet cries for needed hours of parental attention taken away from them by the employers and with self as their highest ideals of having both sufficient time and resources to care for their family cannot be achieved.

A defendant involved in spousal support legal proceedings competes with the court to minimize how much must be transferred each month, with legal counsel who requires payment for a strong defense and often with the spouse who may want a support level ordered far beyond what is necessary only to add extra financial burden, unhappiness and stress to the defendant.

Speculation Investments – Gambling Mentality:

As of June 2008, while writing a portion of this work, the market price of crude oil was about $135 per barrel. Government officials argue that perhaps high oil prices are artificially inflated in part by speculator investment groups who buy and sell oil futures and other oil market derivatives with no intention of actually taking possession of the oil product at any time. These oil speculators compete with other speculators and investors hoping that the oil market will move in their desired direction, with the stock market in general as high oil prices are correlated with an under-performing stock market and with end users such as airlines, shipping and delivery companies and the general public as they rely on affordable prices of the essential liquid.

Human Suffering and Competition:

Introducing the above scenarios regarding the entities competing among each other for money does not imply that such activities are wrong. These scenarios were introduced to reflect the wide range by which money and competition detrimentally impacts our race. Some must win and some must lose.  Accordingly, money, currency and debt are ripe for global expiration. 

The perception of our current money system will be considered appropriate and worthy of defense among those having full awareness of the families, communities and nations that continue to suffer by the system. The money system appears to work as long as the pursuit of money reflects the limit of our highest ideals and that those with insufficient coins, money papers and credit are disregarded according to “survival of the most financially fit” ideals.

However, after contemplating global models that citizens will respect, expect and protect for over one thousand years, one global vision will arise.  Upon the necessity to evolve by adopting higher ideals such as equity and respect, cooperation via non-competition and individual and global advancement, the institution of money appears strongly outdated as it cannot function to serve all people. If every person received all their necessities based on a combination of need and equal distribution, there would be no purpose or desire to pursue money of any form.

These forms of disparities unnecessarily and detrimentally dominate our existence. Civilization strives to adapt by replacing older systems and their associated problems with newer systems that solves the older associated problems and allows room for future adaptations. Money systems are division-friendly by distributing resources according to ones ability level and not primarily by need. In contrast evolution-friendly systems distribute resources according to real needs of individuals, communities and nations and respect the dignity of all people. Replacing money as a system with a more modern system of personal evolution and contribution is the way to place humanity on the path of shedding old problems of have versus have-not societies, money-related crimes, schemes, bribery, selfishness, jealousy, deception, etc. and replacing them with people, communities, governments and nations that implement policies and decisions consistent with their true hearts and independent of financial corruption.

Money cannot directly solve problems:

Money has no direct power to solve any problem, create any technology or devise any new philosophy. Vehicles launch into space to accomplish many missions at high financial cost. The vehicles would still launch if all personnel, systems and plans operated without money but based on the motives of mutual cooperation and the privilege to express highly developed skills from education and experience. Money would be unnecessary as all personnel receive free food, water, shelter, medical and education regardless of job position. All materials for space vehicle construction and maintenance are free as they come from factories whose workers also receive free food, water, shelter, medical and education regardless of job position. So, the problem of launching vehicles into space was not achieved or limited directly by money but by cooperative participation acting together. The full realization of launching vehicles into space and every other endeavor at zero cost will occur at the exact moment when we globally cooperate to untie every financial grip that restricts every nation, institution, community and individual worldwide.

There is no problem or objective that could not be solved in the absence of money exchange. The obstacle preventing comprehension of this idea is heavily ingrained in our psyche by centuries of dependency on money systems.

Money equates to a default damage control system that continues due to the failure to evolve into a global cooperative operating model. Money lacks both short-term strength and long-term stamina to inspire those of virtue, and it does not deserve to be our intermediary of exchange. Remember, if everyone receiving goods and services could do so without exchanging money then they would do so. In a cooperative model, basic needs such as food, water and shelter are free.

We choose to continue reinforcing the separations among us by treating one another as strangers and competitors by requiring money for basic needs. The relevant connection is that many less fortunate people lack sufficient money to pay for a meal. But under the cooperative model, anyone could get a free meal when desired.
The possession of money causes added stress to protect and preserve its value. Without money as a distraction, people can identify and address root problems and issues more directly.

Money systems have been ingrained into civilized culture for so long that perhaps we have forgotten the benefits and character of conducting mass exchange based solely on need or goodwill. Some may speculate that the human race is now too far interdependent on money and individually enslaved or addicted to it such that we are now incapable as one global psyche to transcend it. This is the battle with money that prevents progress of every endeavor in our time. To some degree, every decision depends on money while money directly accomplishes nothing that could not be accomplished by replacing it with pure cooperation. Accordingly, it functions as an unwanted tool of insecurity and control that cannot be dismissed by a majority of everyday citizens globally. Frankly, most people need money in the 21st century only to avoid the fear and pain of not having it and the resources that only money can provide in our outdated and detrimentally competitive distribution system. Accordingly, there will always be those who will never be satisfied with what money they currently have as it represents the potential limit of their future security. Money systems will continue to sprout robbers, thieves, deceivers and murderers who will seek the quantity of money and other valuables deemed entitled by them. Replacing money with pure cooperation will ingrain among global citizens that the limit of their future security would be based on their abilities of global and local cooperation.

Price Versus Value:

Explorers search during a lifetime to discover ancient artifacts. Although the rediscovered treasures could be sold for large sums of money, the wise and the intelligent seek the real value in the historical significance and the information gained upon discovering the secrets of the artifacts. The beneficiary becomes all of mankind.

Money, if used at all, should be a tool to negotiate an exchange among nonessential goods, services and value. The fact that goods, services and value must be negotiated such that some win and some lose is our best evidence that mankind has not evolved from the limiting competition model to the evolving cooperation model. Negotiating money distribution is an attempt to provide short-term relief among those in need while the unresolved, long-term problem of failing to correct the flaw that creates the problem continues. Therefore, money will be needed again to pacify the next short-term negotiation when again some win and some lose.

Money has value only when the institutions in control of it set the value. Upon total defeat and occupation by an enemy of war, the currency of the defeated becomes immediately subject to the implied worth set by the conqueror. This often equates to worthless pieces of paper etched with esoteric but significant markings and faces of people who are not members of your family. This paper immediately becomes an item limited to historical significance and memorabilia of the era.

Government Monetary Protection:

Governments expend immense effort and resources to design, manufacture, protect, distribute, and monitor money. Moreover, extensive effort is expended to capture and prosecute money robbers and counterfeiting entities. As long as the money system exists, there will always be those who will seek the portion of money they deem entitled or needed by them, legally or illegally.

Complexity Of Modern Money Systems:

Money systems have become so complex that academic financial degrees exist to maintain proficiency in its comprehension and application.

One minute should be the maximum time required to explain and fully master any system designed for fair global participation. The fact that vast rules and complex financial formulas are required to understand and to excel in money systems suggest that some can comprehend and some cannot comprehend the system. Accordingly, money as an institution resists equal opportunities among global people.

An entity can donate money to help equalize opportunities, but this differs from having systems and philosophies that inherently provide equality and the corresponding dignity that naturally follows from such intentional systems.

There is excessive mental and emotional energy sacrificed in the pursuit of money. If money thoughts were analyzed, an obvious majority of citizens would conclude that most thoughts of money are more negative than positive. Money thoughts are labeled as a life burden than a life enhancement. Granted that sufficient money provides life enhancements but the frequent and unavoidable thoughts of money are mostly undesirable and comes at extremely high emotional cost. There is a sense of awe speculating about the era when our descendants can conservatively estimate that at least seventy percent of all thoughts and activities of their modern civilization are related to the pursuit of happiness and productivity through the development of self, family, communities and all humanity.

Global Monetary Impact and Scope:

Consider that ones unavoidable money worries and insecurities are multiplied by billions of other global citizens with similar conditions. Also consider that leading world financial entities are both dedicated and addicted to a financial system that does not and cannot provide essential resources for every global citizen. Furthermore, global leaders participate in a culture that voluntarily chooses not to implement cooperative policies to serve all global citizens. If world leadership was truly committed to elevating every global citizen, then they would have done so already, regardless of any perceived money obstacle.

Salary and Quality of Life:

Sufficient salary and technology resources are substandard in many countries. It is reasonable that people desire to improve their lives and will legally or illegally cross the borders of nations having greater opportunities and quality of living resources. Illegal immigration often places a social burden on host nations by stressing health care, housing, education, employment and family service systems. Additionally, some will burden criminal justice systems through illegal drug and violence organizations. It is noteworthy that these motivations would be significantly reduced in environments where more equitable distributions of resources and knowledge existed.

Jobs: Compensation Versus Contribution:

Job management, compensation models and assumptions are severely outdated and deserving overhaul. Discussions of economies are currently infused with demands for unequal paying jobs that therefore create unequal opportunities and unequal resource distributions. This system is now outdated as citizens are more aware that they are worth more than a paycheck. Furthermore, citizens understand philosophically and economically that job security depends on current demand for skills, materials and products which are in constant flux. Therefore it is logical to conclude that as long as economic security depends on job security, then there will be citizens who are aware that their economic inequality condition is supported by government policies and fleeting economic conditions.

Fleeting economic conditions support unstable job conditions as changing demand for goods and services cannot sustain individuals no longer in demand. Governments support unstable job conditions as they desire and require that essential survival resources, education, health care and benefits be exchanged for money, which is never guaranteed for every individual to possess in sufficient quantities.

Job Dissatisfaction Traded For Compensation:

Global citizens spend a significant percent of daily awakened time  searching for and maintaining jobs to earn income. When you focus on the many humans worldwide who are dissatisfied with their work, regardless of the reason, you realize one of the most detrimental exchanges of job dissatisfaction for compensation. When job dissatisfaction is further isolated due to unhealthy supervisory temperaments and leadership skills, then there lies the primary conditions for the continued decline in worker dignity, excellence and loyalty in order to protect needed financial inflow.

Flaw of Modern Work Philosophy:

To participate in global exchange, each government chooses its model for essential resource distribution. This often equates to income from jobs and therefore equates to resource distribution based on job reliability and job demand. Current global and national resource distribution competition models falsely presume that monetary compensation must continue to be required for future productivity and motivation for job selection and proficiency in the 21st century. Additionally, it is believed that mainstream economists and government advisors continue to advise under the assumption that money exist and is presumed to be the optimum motivator and prerequisite for individual and collaborative efforts. Although this monetary belief system allowed humanity to arrive at its current state while providing for a large percent of global citizens, continuing this thinking will not support modern ideals or future productivity demands. To be clear, as long as individual financial ability depends on job availability, then there will always be deficiencies in abilities to provide essential resources to some of our global family. This is true because job acquisition is often dependent upon factors outside of individual control, inferring that financial security guarantee is in proportion to job security guarantee under the current economic environment.

Insufficient Motivation For Future Human Productivity:

Furthermore, optimum productivity cannot be obtained by common compensation forms. Optimum productivity occurs when individuals willingly work towards objectives of their choice and aptitude, such as a hobby. It is ironic that individuals will pay for non-essential resources and devote significant hours to accomplish a hobby project, yet they will create occasional excuses to avoid a paid mandatory job.

Associations between economic conditions and individual job security were reviewed here as preparation for alternative economic and productivity models and proposals that disconnect ones ability to acquire essential resources and job acquisition.

Money Paradox:

An assumption is that governments would prefer that every individual prosper with every needed resource. However, since even governments currently require money to redistribute resources and benefits, the acquisition of money is also at their competitive forefront. It is this circular reasoning that justifies classifying global financial systems as a money paradox. As long as there is at least one human who loses due to the money system, the global system remains broken.

Money systems can no longer participate in sustained future global advancement for several significant reasons. Modern global psyche and morality now demand sustaining and advancing every global citizen. But money competition systems are highly incompatible with such modern advancement philosophies. Money promotes unequal distribution of essential resources where it is solely responsible for homelessness, famine and loss of human dignity. Money creates environments where higher education, human knowledge and associated opportunity flow only to those possessing sufficient money access to exchange at universities worldwide. Optimum advancement occurs only when knowledge is freely available and shared among all global citizens to maximize the growth of competent collaborations for global benefit. The unwelcome but mandatory thoughts of money and money-related issues have bombarded personal lives such that it easily accounts for a debilitating and stagnating proportion of human brain allocation, valuable time and effort that could be allocated to global and personal advancement contribution. Money is deeply ingrained in every aspect of modern living, political decision process and media broadcast content. After considerable contemplation of the true nature of money, one may soon realize that every money dependency and discussion is totally unnecessary and should be beneficially uncoupled from the human experience. Money discourages pure need-based exchange thus creating have versus have-not entities. Ironically, money systems may be the most expensive obstacle to sustaining future global advancement and cooperation. In essence, money causes humans to think and act in manners inconsistent with their highest ideals and evolutionary advancement needs.

Lack of Proper Global Assessment and Response:

Another level of this downfall is that we have not yet globally adopted a system of highest ideals to steer worldwide motives and efforts. This current model mimics a car filled with people who arrive at a four-way intersection with four different possible destinations. There is no consensus as to which way to go. With each individual now choosing to go different directions as evidence of different highest ideals, there is extreme unrest and emotional frustration. Some may choose to get out and seek alternate transports to their desired locations. Meanwhile the friendships and future relations among the group are in jeopardy. Had this group decided in advance where they were going as evidence of their mutual highest ideals, there would be a default direction and destination predetermined to achieve the best interest of the group.

How global money systems stagnate future human social development
A waste of human brain allocation.

Read Global Money & Debt: Conditions  Policy  Obstacles  Vision